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7th March 2017
Financial lessons is extremely important in shaping your children’s future. Your teenage children and adult children should also get attention and it’s critical in today’s economy to create the environment where children can ask questions about money and learn about how to manage their money. Take a look at these essential lessons about personal finance that you can teach your …
28th February 2017
Budget is the most important thing you can do when it comes to managing your money. 35% of UK households do not have any savings, according to research from the Money Charity. With numbers like this, it is clear that saving, budgeting and managing money needs to become part of your personal lifestyle. Allocate a set amount for savings 13% …
9th February 2017
Understanding how interest rate works is important if you are trying to get better at managing your personal finances. Annual Percentage Rate (APR) is essentially the interest given as a percentage spread across one year that you will repay on any credit product such as a payday loan, personal loan or an instant cash loan. APR is used interchangeably with …
2nd February 2017
Teaching your children about loans and credit will be one of the most important lessons that you need to teach your children. Loans and credit are the underlying foundation of financial services and as your children grow, they will encounter loans and credit. Learn how to teach your children about credit to ensure their financial knowledge is thorough in order …
24th January 2017
Your bank account is one of the most important things to understand about your personal finances. Without a bank account, it is difficult to be paid a salary or to budget effectively. You need to know the essentials of what makes your bank account work and tips and tricks to managing your accounts effectively. The majority of Brits have a …
17th January 2017
To “Run out of money” is something that most of us dread. However, research from the Money Charity shows that household debt in the UK now averages at around more than £54,000 per household. This highlights the problems that many of us are facing with consumer credit, as more people are looking for cash because they cannot generate the cash …