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I’m Worried About My Pension. What Options Do I Have?
With many of us not saving into a pension, or not saving enough, it is time to get up to date on what pension options you have. More than two in five workers under the age of 45 risks being left disappointed in retirement as they are underestimating how much money they will need to provide a decent income. For …
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10 Ways to be Credit Card Smart
If you don’t use credit cards wisely, you could end up racking up more debt. Now it’s time to get credit card smart with these 10 credit card tips. Love them or loathe them, credit cards are part of our lives and are often associated with unmanageable debt. Credit cards have stringent terms and conditions, and if you don’t use …
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Where Can I Get Help With Debt?
There are several ways to get help with debt, but the most important (and most critical) is to seek out professional advice for any debt management problem. Managing your debt is never pleasant, and debt is one of life’s most stressful experiences. The sad part is that many of us at one time in our lives have been in debt. …
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Is Social Media causing Millennials to get into debt?
Extortionate rental prices, credit card bills, and student loans are making it difficult for millennials to save for their future retirement. However, there is a new threat that is impacting millennials financial growth and security – social media. Do you ever get envious of your friend’s social media feeds – jetting off to somewhere exotic, wearing new outfits each day, …
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The Long-Term Psychological Impact of Student Loan Debt
Higher education is now a requirement for most new job applications, but how does student loan debt impact university graduates? According to a study by the Institute for Fiscal Studies (IFS), three-quarters of graduates will never clear their student loan debt. High tuition fees and enormous student loan debt will leave many graduates paying back their debt well into their …
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New research: 62% of Brits ashamed to borrow money from family
Peachy’s new research shows that borrowing money is still a tricky topic, with 62% of us embarrassed to ask for money from friends and family, even when we desperately need it. Women are more likely to be embarrassed than men, with 70% of women saying they would be too embarrassed to ask for money compared to 54% of men. Both …
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