Short Term Loans

Exact repayment dates, amounts and interest may change slightly subject to your pay date.

Representative example: Borrow £400 for 6 months. Total repayment £707.01 in 6 monthly payments of £117.83. Interest p.a 229,95% (fixed). Representative 720%APR

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

We appear at AllTheLenders.org.uk

Why choose Peachy?
Peachy is a Direct Lender. Apply 24/7!
Tailor made short term loans to suit you!
No hidden fees – never had, never will!
Our customers speak
Will it suit you?

Peachy loan will probably suit you if:

You have a regular monthly income of £600+ (some benefits may be included)
You have no CCJ in last 6 years
You hold a UK bank or building society account with a valid debit card
You’re 18+ UK resident with a mobile phone & email address
What is Peachy?

Peachy is a versatile short term loan

  • We’re a direct UK lender and offer short term loans from £100-£1,000
  • No hidden fees. We never had them, never will have
  • In most cases a loan will be deposited within an hour
  • Loan application can be accessed online on any platform and device
  • Loans can be repaid from 1 to 12 months
Blog

It’s Peachy’s Birthday – All £100 Loans are Now Interest-Free!

Join the Peachy Birthday Celebrations

It’s party time for Peachy! Our 8th birthday is fast approaching and we can’t believe we’re 8 years old already! In human years, we’d still be in primary school! But we’re growing a lot faster as a business – and we are happy to remain one of the most trusted direct lenders in the UK. We turn 8 on 6th …
Read more

About short term loans

A short term loan is a form of credit that is typically repaid in less than a year. In this case, “short term” refers to the loan payback period. Compared to traditional bank loans, which are paid back in two or three years, short term loans are designed to be paid back within a short amount of time. Unlike other UK lenders, at Peachy, you can pay back your short term loan over 12 months.

Short term loans generally have higher interest rates than longer-term loans and should only be considered as a temporary form of credit. At Peachy, our interest rate is calculated at 720% (representative APR), which is much lower than interest rates than other short term loan direct lenders like Wonga, QuickQuid and Sunny.

If you’re looking to apply for a short term loan online, use the loan calculator above to choose your amount to calculate your monthly payments. Complete the application and we’ll contact you shortly to let you know if you have qualified. In general, our short term loans are usually transferred within the hour.

Peachy.co.uk is the trading name of Cash On Go Ltd., Registered in England and Wales.
Registered Number: 07306662. Cash On Go Ltd is authorised and regulated by the Financial Conduct Authority under registration number 674331. Data Protection ICO number Z2642498. Registered Address: Cash On Go Ltd., 199 Bishopsgate, London, EC2M 3TY, UK.