Peachy loan will probably suit you if:
Peachy is a versatile short term loan
- We’re a direct UK lender and offer short term loans from £100-£1,000
- No hidden fees. We never had them, never will have
- In most cases a loan will be deposited within an hour
- Loan application can be accessed online on any platform and device
- Loans can be repaid from 1 to 12 months
Want to earn £15 with Peachy? Refer your friend and the money is yours!
Peachy is growing, and we’re proud that we are offering credit to millions of Britons who need a short-term loan to cover life’s little emergencies. Despite our success, there are undoubtedly some friends and colleagues of yours that may have never heard of Peachy. Who knows, maybe they themselves are facing one of life’s little financial crises? So, wouldn’t it …
About short term loans
A short term loan is a form of credit that is typically repaid in less than a year. In this case, “short term” refers to the loan payback period. Compared to traditional bank loans, which are paid back in two or three years, short term loans are designed to be paid back within a short amount of time. Unlike other UK lenders, at Peachy, you can pay back your short term loan over 12 months.
Short term loans generally have higher interest rates than longer-term loans and should only be considered as a temporary form of credit. At Peachy, our interest rate is calculated at 720% (representative APR), which is much lower than interest rates than other short term loan direct lenders like Wonga, QuickQuid and Sunny.
If you’re looking to apply for a short term loan online, use the loan calculator above to choose your amount to calculate your monthly payments. Complete the application and we’ll contact you shortly to let you know if you have qualified. In general, our short term loans are usually transferred within the hour.