Why Choose Peachy?

Peachy is a financial services company specialising in short-term loans for those who need a little helping hand in life.

Established in 2010, Peachy’s mission was to avoid the cynical and unscrupulous tactics used by existing short-loan lenders; providing responsible financial support for life’s unforeseen circumstances.

Peachy is a trademark of Cash On The Go Ltd in the UK; offering payday loans with multiple repayment options up to £1,000.

About Peachy loans, UK based provider

Peachy is proud that our team of specialists not only consider providing loans to those who can really afford it; but a dedicated financial resource centre where everyone can read and learn about personal finance – from savings, hacks and financial industry updates.

Flexibility for Borrowers

Peachy is a flexible short-term loan provider, offering various multiple repayment options for short-term loans between £100-£1,000.

Peachy’s loan application process is available 24/7 and in most cases, you will be notified if you are eligible for a loan instantly.

Once approved, loan applications are typically deposited within the hour.

Furthermore, Peachy has no hidden fees, merely use our budget calculator to determine how much you wish to borrow, and you will see how much they will need to repay – including interest rates and APR.

  • Flexible: Payback in instalments
  • Transparent: No hidden fees
  • Fast: Cash paid in a few hours
  • Responsible: Affordability checks carried out
  • Support: Contactable 7 days a week

Another reason to choose Peachy is our low interest rates compared to lenders like QuickQuid or Wonga and Sunny loans.

In fact, we just recently cut our interest rates by 21%.

A £600 loan with Peachy will save you £199 compared to taking the same loan from Wonga or QuickQuid!

A Helping Hand

Peachy understands that people experience financial difficulty at some point in their lives. Peachy promises to keep things fair and straightforward when dealing with our customers, including any financial problems they encounter, even with a Peachy loan.

Should you experience debt problems, then our customers should call us immediately, so we can offer support in repaying their loan.

If our customers have larger debt problems, then we recommend they contact the following organisations for help:

Debt support organizations in the UK

Further debt advice can be found in our financial resources centre.

Financial Tips & Advice

Peachy is committed to better money management.

That’s why we have created a financial resource centre for today’s consumers. Our articles include savings tips – to demonstrate to everyone that you don’t have to alter your lifestyle to manage your money better.

Peachy’s resources include topical banking and mortgage industry updates, so consumers can stay abreast of what’s happening in the UK Finance industry. Furthermore, our resources include demystifying all things financial; whether about savings, mortgages, overdrafts, credit cards and other types of debt.

Lastly, readers can learn where to get financial support where they really need it, and our latest tips to manage your money.

Consumer Protection

Peachy is a secured lender and is certified by the Financial Conduct Authority (FCA), adhering to the CFA code of practice for lending, that protects and benefits consumers. Peachy loan agreements are made under the regulations of the Financial Conduct Authority.

Consumer protection

Peachy has also registered with the Information Commissioners Office (Registration Z2642498) and complies with the Data Protection Act 1998 and the Privacy and Electronic Communications Regulations of 2003.

Peachy uses solicitors to ensure that every single process and detail on our website complies with the most recent recommendations and legal regulations of CFA. Peachy has included unbiased payday loan industry updates on our website to ensure transparency, resulting in a low rate of complaints and chargebacks towards the company, unlike other lenders.

Peachy never provides loans to those who cannot afford it. In fact, only 12% of our loan applications result in credit being actually used.

Responsible Lender

Recently named as one of the most trustworthy companies in the world by Silicon Review, Peachy is committed to responsible lending, and short-term emergency loans are only offered to customers who can afford it. As a responsible lender, Peachy is interested in building long-term relationships with its clients.

To avoid financially tricky situations, Peachy will only re-lend to customers who have paid back their previous loan or have taken an extension to pay the interest and fees.

Note!  – Peachy loans are only meant to cover urgent short-term financial obligations.

Peachy´s requirements for borrowers:

  • Must be 18 or older
  • Be a UK resident
  • Hold a UK bank or building society account with a valid debit card
  • Have a mobile phone & email address
  • Must have a regular monthly income of at least £600 (some benefits may be included)
  • Have no CCJ in the last 6 years

Need More Information?

Peachy has a dedicated FAQ page that answers the most common questions borrowers have. However, if you need to ask us about something else, you can contact us below:

Email: [email protected]

Phone: 0800 0124 743

Opening Hours

  • Monday to Friday 9 am to 3 pm

Company Details

  • Cash On The Go Ltd
  • Company No: 07306662
  • Information Commissioners Office (Registration Z2642498)