What is an unsecured loan?
Unsecured loans are loans that are issued to borrowers based on their credit score, rather than against any type of collateral. To be approved for an unsecured loan, borrowers are required to have a positive credit score rating. With Peachy unsecured loans you can get peace of mind about your money. Designed to give you a cash injection, our unsecured loans can one of the best things to do is create a backup plan for life’s unexpected surprises. That’s where Peachy unsecured loans come in. We’ve designed them to give you the fast cash injection you need to overcome unforeseen financial emergencies. Available around the clock, these loans are there for when the unexpected hits and you need a helping hand. So what are you waiting for? If you’re in a sticky financial situation, take back control and push your budget back into the safe-zone with Peachy unsecured loans.
Who is qualified to apply for Unsecured Loan?
We like to keep things simple and straight forward. Our qualification requirements are no different. To become a Peachy customer, all that is required is for you to be at least 18 years old, receiving a regular income (at least £600 a month), and to be a UK resident with a UK bank account. We’ll also need to have an active debit card as well as a mobile phone and an email address. And that’s it! No muss, no fuss.
Is the application process difficult?
Nope. Obtaining Peachy unsecured loans application couldn’t be faster. We recommend applying online though, as it is quickest and simplest way to easily improve your financial situation. But why choose Peachy? There are other options, true, but our unsecured loans come with no processing fees and usually no form of tax. Could it be better? Well yes, actually. Once we confirm that you are eligible for one of our loans you get approved instantly and you could have your money within a day!
The Benefits of Unsecured Loans
The main benefit of Peachy unsecured loans is that you do not need to provide any collateral. A lot of people who need loans believe that because they have no collateral they will not be accepted. But with an unsecured loan, you don’t need to worry, the need for collateral is replaced by a higher interest rate. If you think unsecured loan is right for you, keep reading to learn more.
Are they legit?
Absolutely! There is not a single country that does not allow the use of unsecured loans, which is why we here at Peachy are able to offer them to our customers to help resolve their financial issues. They are by no means a new product in the financial world, which is why you can rest easy when applying for yours!
Applying for Them
Never apply for an unsecured loan unless you trusted the lender. There are a lot of companies who will try and trick you into bad loans by using hidden charges and other nasty tricks. However, here at Peachy we show you everything upfront. When you apply for unsecured loans with us you will need to demonstrate that you have a valid bank account, a solid monthly income, and other basic information. If you have all this, you can have your application filled out in a very short amount of time. Once it’s done, just leave it with us and we will review your claim. If there’s anything amiss, we’ll contact you via email or telephone.
We live in a world where internet is king. That’s why all unsecured loan applications can be filled out online. This makes applications available to even the most time stretched customer, allowing for the forms to be completed and sent off in a matter of minutes. However, not everyone has collateral. For these people, it can be tricky to get approved for a loan. But don’t worry, if you fall into this category unsecured loans were designed for you. You will still pay you debt off like you would with a secured loan, and the only real difference is that there is no need for collateral. So if you need a loan but you’re without collateral, don’t fret, Peachy will help you out!