Terms of Website Use
Please read these terms carefully prior to use of the Website. By using the Website, you confirm your acceptance of the disclaimers, terms and conditions of use (the Terms). If you do not agree to these Terms, you should exit the Website immediately and refrain from using it.
Information About Us
We are registered in England and Wales under Company Registered Number 07306662 and have our registered office at 76 King Street, M2 4NH, Manchester, United Kingdom.
We are authorised and regulated by the Financial Conduct Authority. Interim Permission Number 637962. You can contact us by email at firstname.lastname@example.org or by telephone on 0800 0124 743 (Free from a land-line, charges may apply from mobile phones), 0203 5985 241 (London local, charges depend on your carrier).
User of this Website
You are wholly responsible for the use of the Website by any person using your computer. By accessing this Website any person using your computer agrees to be bound by the Terms. You are responsible for ensuring that all persons who access the Website through your internet connection and on your computer are aware of these Terms and that they comply with them.
The Website is intended for those who are aged 18 years or over and who access it from England and Wales. We cannot guarantee that the information contained on the Website complies with or is appropriate for use in locations outside of England and Wales.
To register with us, or make a loan application you must be aged 18 years or over. You must ensure that the details you provide us with, at registration or any other time, are always accurate and complete. You must immediately inform us of any changes to your details by updating your personal details.
You agree that you will not knowingly transmit any virus or harmful matter to the Website. You may not use any routine, device or software to interfere or attempt to interfere with the proper working of the Website, nor may you attempt to decipher, de-compile, disassemble or reverse engineer any part of the software comprising or in any way making up the Website.
Accessing the Website
Access to the Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Website without notice (see below). We will not be liable if for any reason the Website is unavailable at any time or for any length of period.
From time to time we may restrict access to some parts of the Website, or the entire Website, to users who have registered with us.
If you choose, or are provided with, a password or any other piece of information as part of our security procedures, You must treat such information as confidential, and you must not disclose it to a third party. We have the right to disable any user password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms.
Third Party Websites
This Website may from time to time contain links to other websites. Those linked websites are not under our control or responsibility. We accept no liability for the content or availability of any linked sites which are not operated by us or any link contained in a linked site which is not operated by us. Links on the Website are provided by us only for your convenience and we do not imply the reliability or endorsement of those linked websites. Accordingly, you should refer to the terms and conditions of the linked websites before you use them and you should direct any questions or comments about the linked website to the appropriate website provider.
You are not permitted (and nor are you permitted to assist others) to set up links from your own website to the Website (by whatever means) without prior written consent, which we may grant or withhold at our absolute discretion. You are not permitted to direct link ("Hot Link") any content or images without our prior written authorisation.
Messages sent via the Internet cannot be guaranteed to be absolutely secure and they are subject to possible interception, loss or alteration. We are not responsible for any messages which are lost, altered by third parties or intercepted and we will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to us or by us to you via the Internet.
Intellectual Property Rights
The Website is owned by Cash On Go Ltd. Any and all intellectual property rights in the Website including, but not limited to, copyright and database rights and any logos or trademarks (whether registered or unregistered) are owned by and remain the property of Cash On Go Ltd (or its third party licensors as applicable) at all times.
You may view and print paper copies of the content on the Website provided that:
- All and any copies remain subject to the intellectual property rights of Cash On Go Ltd and its third party licensors;
- You do not modify in any way the paper copies of any materials you have printed off, including the removal of any copyright or other proprietary notices contained on the Website; and
You agree that you will not use any part of the Website to:
- insert or knowingly or recklessly transmit or distribute a virus, worm, trojan horse, time bomb, trap door or any other computer code, file or program or repetitive request designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment or to diminish the quality of, interfere with the performance of or impair the functionality of the Website;
- upload, post, email or otherwise transmit or post links to any content that facilitates hacking;
- hack into any aspect of the Website;
- upload, post, email or otherwise transmit links to any content that infringes the intellectual property rights of any third party;
- circumvent or attempt to circumvent, any of the security safeguards of the Website; or
- permit any third party to do any of the above.
If you use the content of the Website in breach of these Terms, your right to use the Website will cease immediately.
No links to the Website may be included on any other site without our prior written consent. You are not entitled to modify or redistribute the contents of the Website.
We may as a result of your interaction with the Website hold and process personal information obtained about you when you access the Website and use it for making lending decisions and servicing our relationship with you, for the purposes of fraud prevention and debt collection, to understand your financial needs, to conduct our business and to provide you with better customer services and products from selected third parties, to evaluate the effectiveness of our marketing of the Website and for statistical analysis. We may pass this information to agents, as permitted by law so that they may do the same and they may pass information held by them about you to us so that we may do the same. We will not disclose any such information outside of CashOnGo Ltd except for fraud prevention purposes and/or if required/obliged by law or Governmental or judicial bodies or agencies or to our regulators under proper authority, or under a strict code of secrecy to sub-contractors or persons acting as our agents or where we have your consent.
By submitting an application form through the Website, you agree that CashOnGo Ltd can contact you from time to time by post, fax, e-mail, telephone.
All information submitted in this form is held safely and securely by CashOnGo Ltd in accordance with the Data Protection Act 1998. We require all parties to whom we may pass your information to treat it with the same degree of confidentiality.
Disclaimers and Limitation of Liability
We have taken reasonable steps to ensure the accuracy, currency, availability, correctness and completeness of the Website. However, information is provided on an "as available" and "as is" basis and we do not make any warranty or representation of any kind, whether express or implied.
The use of the Website and the information contained on it are entirely at your own risk. We shall not be liable for any losses or damages, whether direct or indirect, consequential or otherwise, that you may suffer as a result of your use of the Website, including but not limited to computer service or system failure, access delays or interruption, non-delivery or mis-delivery of data, computer viruses or other harmful components, breaches of security or unauthorised use of the system arising from "hacking" or otherwise or your reliance on the information contained on the Website.
We do not represent or warrant that the Website will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.
We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Website.
The Terms are governed by and interpreted in accordance with the laws of England and Wales. The courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute which may arise.