OnStride Loan Alternative: Borrow up to £1,000 Today!

Looking for an alternative to an OnStride payday loan?

Being financially bold is the best way to manage your lifestyle and set you up for a sound financial future. 

At Peachy we believe you should always search for the best alternative when looking for a loan. 

As a direct lender in the UK, we offer the same fast payout and flexible repayment terms as OnStride, Sunny, Wonga and QuickQuid.

Apply now for an alternative to a OnStride payday loan!

What happened to OnStride Financial?

As part of CashEuroNet UK LLC, OnStride Financial were caught up with QuickQuid and Pounds to Pocket as payday loan lenders who had to refund thousands of pounds for offering unaffordable loans to their customers.

Following scores of complaints to the financial ombudsman, OnStride Financial were made to repay loan interest fees back to their customers, causing them to enter into administration (as with Wonga in 2018).

As a result, all new lending by OnStride Financial has now stopped, leaving their customers to seek other loan alternatives.

Who is Peachy?

Peachy is a financial services direct lender who focuses on providing short-term loans for those who need a little helping hand in life. When you need a quick injection of money, you can reach for a Peachy payday loan in minutes using our online application form. Usually, most applicants can borrow between £100 to £1,000 and have the money in their bank account within the hour.

Plus, Peachy is much cheaper than OnStride, so you pay less when repaying your loan.

Don’t just take our word for it. Peachy has been rated and reviewed by thousands of our customers who find that we are easy to do business with – giving us an overall rating of 4.5 out of 5 (compared to OnStride’s score of 2 out of 5).

The differences between OnStride and Peachy

The biggest difference between Peachy and OnStride is we are in business and they are not. As part of CashEuroNet UK LLC they entered into administration on 25th October 2019.

Peachy has been in business since 2010, and has always remained compliant with the FCA and are still able to offer our customers payday loans for life’s little emergencies.

Also, with a Peachy loan, you can repay your loan from 1 or 12 months. We understand that every customer has different life circumstances, so we offer far more flexibility on how our customers choose to repay their loan. Meaning our customers remain in control of their borrowing, and the time it takes to repay their loan. 

How does the cost of a Peachy loan compare to an OnStride loan?

As a responsible lender, Peachy will never offer money where we know the customer could get into financial difficulty.

That’s why Peachy never offers loans more than £1,000. When OnStride were in business, they offered payday loans up to the value of £5,000 – which take much longer to pay off, resulting in hundreds of pounds more in interest rate fees.

Peachy has a duty to ensure that we only offer affordable loans to our customers – in other words, can they afford to repay each month without falling into further financial debt. 

Am I eligible for a loan with Peachy?

You must meet these requirements to be eligible for a loan from Peachy:

  • UK resident
  • 18 years or older
  • Hold a UK bank or building society account with a valid debit card
  • Have a working mobile phone & email address
  • No CCJ or CCJs in the last six years
  • Must have a regular monthly income of at least £600 (some benefits may be included)

If you meet these requirements and are in need of a short-term loan, go ahead and start your online application today!

Our application takes minutes to complete and is so easy. Merely add your personal information and employment details. Then you submit your application online for a Peachy short-term loan and, if approved, the money should be funded to your bank account within an hour.

An alternative to an OnStride payday loan 

Loans are only provided to those who can realistically afford to repay and should always be deemed short-term. Failure to repay a loan can cause serious financial difficulty and this is not what Peachy is about.

For further information on Peachy loans, please read our How To Guide here.

Apply now

Responsible borrowing is essential. You must be able to repay your loan in full and on time. Not doing so could lead to severe financial difficulty.