Understanding How People use Loans & Credit

Posted on 14th September 2015 | no comments
Understanding credit

7 reasons why people borrow money Loans and credit form a cornerstone of many people’s personal finances. There are many different types of credit that you can get access to. Here are 7 reasons why people use loans and credit: To be able to drive: The motor industry is known for the sky high prices
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The Difference between Payday Loans and Instalment Loans

Posted on 17th August 2015 | no comments
payday loans arrow

Payday loans have become some of the most popular and talked about types of loans that are available in the UK. Millions of people have taken out payday loans to help with their finances. However, payday loans are also competing against new types of loans such as instalment loans. We are going to look at
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Organisation the Key to a Debt Free Life

Posted on 27th July 2015 | no comments
save money

Debt is a huge problem at the moment. Be it on a national or a personal level. We just have to look at some statistics to see the current stark situation: – The average UK adult now owes almost £30,000. – Average consumer borrowing per UK adult is over £3000. – The average household credit
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How to Improve Your Credit Score

Posted on 14th May 2015 | no comments
Be consistent

Introduction   Following on from our post Your Credit Score Explained. This week we give you all the information you need to improve your credit score. Before we crack on, we need to ask you one question. Are you registered to vote? Well if not go to and register today!! This is because if
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The Rise of Flexible Finance

Posted on 24th April 2015 | no comments
Peachy route to flexible finance

Credit and loans as you remember it from just a few years ago has changed rapidly because of the Internet, new regulations and empowering financial startups. Traditional ways of obtaining loans can be slow and inflexible and this has led to borrowers missing out on opportunities and projects because they do not get to acquire
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Your Credit Score Explained

Posted on 7th April 2015 | no comments
credit score

The days of a credit score only being important when applying for a mortgage or credit card have long passed. Whether you’re looking for a payday loan, new mobile phone contract, insurance or even switching energy suppliers, your credit report will be checked. Your credit score doesn’t just dictate if your application will be successful
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The Finances of Valentine’s Day

Posted on 10th February 2015 | no comments
peachy valentines day

As 14th February is fast approaching, we know many of you want to buy gifts for people. Although Jennifer Lopez said love doesn’t cost a thing, we are going to shed light on the financial side of Valentine’s Day to show you how spending happens for this day. An article from Huffington Post suggested that
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A Guide to Family, Friends & Money

Posted on 5th November 2014 | one comment
Peachy family friends and money

Understanding the complex dynamics that surround family, friends and money requires looking at the cold hard truth about how money affects our friends and personal relationships within our family units. In an article from The Wall Street Journal, an interviewee went on to say how he lent $20,000 (£11,727) to a nephew and only received
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5 Easy Ways to Earn Extra Income Online

Posted on 23rd September 2014 | no comments
Earn extra income online

When times are hard and your bank statements bear nothing but bad news, you’d be forgiven for hiding beneath the covers and wallowing in self-pity. We all know that money makes the world go around. And going without it can make everyday life more challenging. Nevertheless, if life is seemingly giving you lemons, do not
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The Benefits of an Instalment Loan

Posted on 28th August 2014 | no comments
Peachy Loans calculator

There are many benefits of taking out an instalment loan and some of which I will explain about in more detail below: With an instalment loan it can still be considered a short term loan but they are extremely flexible with the repayments, you can take the loan over a period that suits you. My
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