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17th January 2017
To “Run out of money” is something that most of us dread. However, research from the Money Charity shows that household debt in the UK now averages at around more than £54,000 per household. This highlights the problems that many of us are facing with consumer credit, as more people are looking for cash because they cannot generate the cash …
9th January 2017
The phrase ‘the Bank of Mum and Dad’ was coined in Britain to highlight the growing number of adult children who ask their parents for money, food, shelter once they have finished university and are working. This is a phenomenon that is growing rapidly as more young people in the UK under the age of 35 are returning to their …
2nd January 2017
If you are a spender, you need to get better at managing money. Internet retail sales per UK shopper are over £1,000 per year, according to econsultancy. This clearly shows that the UK is a nation of spenders and we need to see how we can manage our spending effectively. Spending money is all about knowing your limits and spending …
28th December 2016
According to new statistics, around 1.1 million UK households have savings that are under £1,000. With savings numbers like this, if you have more than £1,000 in savings, you are showing that you are good at saving money. Saving is something that Brits are trying to get better at but if you are one of the lucky people who do …
16th December 2016
Discretionary spending is money that you spend on your lifestyle that excludes necessary spending such as gas and electric bills and petrol for your car. This means discretionary money can be anything from the money you spend on eating out to shopping for clothes for going out. If you are looking for the top tips on how to budget for …
5th December 2016
As the country deals with the end of the year, at least we have one bright spot to look forward to: Christmas 2016. Retailers are excited, but how do consumers feel about Christmas? If you are one of the millions of people who are planning on doing a lot of Christmas shopping this December, you need to have the ultimate …