Saving Tips
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5 Reasons You Need an Emergency Fund
An emergency fund is one of the most important things that you need to have to manage your personal finances. It is something that will help you when or if you are suffering from financial problems, or if you are trying to ensure that you do not have financial problems. What is an emergency fund? An emergency fund is a …
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10 Things Savers Do that Spenders Should Start Doing Today
“Save money” is back in style as more Brits look to saving to weather potential financial problems in the future. A survey from the National Savings & Investments (NS&I) found that savings levels are increasing every year, and that women in general save more money than men. If you are a spender and you want to learn about the power …
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How to Get the Best Deal on Your Summer Holiday
Introduction Thoughts are starting to turn to summer and that well-deserved holiday. With each passing year more and more of us are leaving the UK and taking our main holiday abroad. This year only 30% of Brits are expected to spend their summer holiday in the UK. Some of the most popular foreign destinations include; Spain, France, Greece, Italy, Portugal …
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10 Things You Need to Buy for Your Children
As a nation, we love spending money on our children. According to a study from Aviva, first-time parents from the UK spend almost £492m preparing for a new baby. Whether you have a newborn baby or a teenager, children are the hearts and souls of our society. It’s natural that British parents love to spend money on making them happy …
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How to Budget for Once in a Lifetime Purchase
When it comes to spending on things that we care about, no one does it like us. Once in a lifetime purchase is a thing that many of us think about but we don’t know if we could ever achieve it. These purchases can be done but they can only be done with a plan and a budget. Nothing happens …
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What to Do if You Run Out of Money
To “Run out of money” is something that most of us dread. However, research from the Money Charity shows that household debt in the UK now averages at around more than £54,000 per household. This highlights the problems that many of us are facing with consumer credit, as more people are looking for cash because they cannot generate the cash …
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