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28th February 2017
Budget is the most important thing you can do when it comes to managing your money. 35% of UK households do not have any savings, according to research from the Money Charity. With numbers like this, it is clear that saving, budgeting and managing money needs to become part of your personal lifestyle. Allocate a set amount for savings 13% …
9th February 2017
Understanding how interest rate works is important if you are trying to get better at managing your personal finances. Annual Percentage Rate (APR) is essentially the interest given as a percentage spread across one year that you will repay on any credit product such as a payday loan, personal loan or an instant cash loan. APR is used interchangeably with …
2nd February 2017
Teaching your children about loans and credit will be one of the most important lessons that you need to teach your children. Loans and credit are the underlying foundation of financial services and as your children grow, they will encounter loans and credit. Learn how to teach your children about credit to ensure their financial knowledge is thorough in order …
24th January 2017
Your bank account is one of the most important things to understand about your personal finances. Without a bank account, it is difficult to be paid a salary or to budget effectively. You need to know the essentials of what makes your bank account work and tips and tricks to managing your accounts effectively. The majority of Brits have a …
7th October 2016
When it comes to payday lenders, there are two choices customers can have: online payday lenders and high street consumer lenders. What makes each of these lenders so different? Today you are going to learn the ones that are perfect for you and you can make a decision on which lender you should choose. What is an online payday lender? …
22nd September 2016
Personal loans need you to be focused and diligent when it comes to making repayments and to figuring out why you are taking out personal loans. Personal loans are loans that you can borrow for personal reasons that can be anything that you want. 1 – Look for the amount that you need On the whole, personal loans tend to …