Finance

  • Overdrafts

    How Overdrafts have Become more Expensive than Short-Term Loans

    23rd August 2016

    Overdrafts act like extra cash that you can borrow from the bank in case you need money. Not all bank accounts have overdraft facilities and maybe this is for the best. A new report by Which cited by the BBC found that getting an overdraft can be more expensive than a short-term loan. This is something that has been fascinating …
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  • Financial Education Peachy Loans

    How Financial Education on Money Matters is Important for Every Person

    8th July 2016

    Have you ever thought about financial education? New statistics quoted by the National Savings & Investments organisation (NS&I) show that millions of Brits (15 million) wish they had experience some sort of financial education as they were growing up. Financial education is understanding how your personal finance works such as how to balance your income and expenditure and how to …
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  • Flexible finance

    Definition of Flexible Finance

    18th April 2016

    Wherever you look at the moment, be it banks, lenders, credit card providers or shops. They are all talking about “flexible finance”. But what does it mean and what impact does it have on you? If you do a quick search online for “flexible finance”. You find many offers for 0% car finance, mortgages, loans and even replacement boilers, but …
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  • Easter spending

    How to Manage your Easter Spending

    23rd March 2016

    Easter tends to be a time for fun, family and friends. Whether you are spending Easter with your friends or if you are going on a weekend break for Easter, you need to make sure that you have sorted out your finances for the long weekend.  Recent statistics show that Easter spending has swelled to £747m, according to the Telegraph. …
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  • Consumer Spending

    Consumer spending can get a boost with flexi-repayment options

    15th March 2016

    With the UK’s GDP growth averaging between 2% and 3% in 2014 and 2015 respectively coupled with a reduced unemployment rate which was at a 10-year low of a tad above 5%, consumer confidence has been at all-time high. It is estimated that in 2015 more than £29.5 billion of personal loans were availed by UK consumers. With increasing consumer …
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  • peachy-loan-calculator-smaller

    The In and Out of Loan Calculator

    26th January 2016

    Loan calculator have revolutionised the payday loan industry by showing consumers how much they can repay. The changes in the payday loan industry as mandated by the Financial Conduct Authority have pointed towards transparency. At Peachy, we have already been showing transparency for many years and one part of this is having a loan calculator. How to use a loan …
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