• Short-term borrowing

    Is Short-term Borrowing the Only Way to Get Cash?

    3rd November 2015

    Responsible lending is a concept that has the finance industry buzzing and it is something that the Financial Conduct Authority (FCA), the regulator for finance in the UK, has based regulations about payday loans on. One of the latest innovations in responsible lending has been highlighting the image of the short-term borrowing industry as one that focuses on lending responsibly …
    Read more

  • Understand credit

    Understanding How People use Loans & Credit

    14th September 2015

    7 reasons why people borrow money Loans and credit form a cornerstone of many people’s personal finances. There are many different types of credit that you can get access to. Here are 7 reasons why people use loans and credit: To be able to drive: The motor industry is known for the sky high prices of cars as well as …
    Read more

  • Word cloud for Installment loan

    The Difference Between Payday Loans and Instalment Loans

    17th August 2015

    Payday loans have become some of the most popular and talked about types of loans that are available in the UK. Millions of people have taken out payday loans to help with their finances. However, payday loans are also competing against new types of loans such as instalment loans. We are going to look at the key differences between payday …
    Read more

  • peachy_four_317x201

    How to Improve Your Credit Score

    14th May 2015

    Introduction   Following on from our post Your Credit Score Explained. This week we give you all the information you need to improve your credit score. Before we crack on, we need to ask you one question. Are you registered to vote? Well if not go to and register today!! This is because if you are not on the …
    Read more

  • Peachy route to flexible finance

    The Rise of Flexible Finance

    24th April 2015

    Credit and loans as you remember it from just a few years ago has changed rapidly because of the Internet, new regulations and empowering financial startups. Traditional ways of obtaining loans can be slow and inflexible and this has led to borrowers missing out on opportunities and projects because they do not get to acquire the needed finance fast enough. …
    Read more

  • credit score

    Your Credit Score Explained

    7th April 2015

    The days of a credit score only being important when applying for a mortgage or credit card have long passed. Whether you’re looking for a payday loan, new mobile phone contract, insurance or even switching energy suppliers, your credit report will be checked. Your credit score doesn’t just dictate if your application will be successful or not. But also what …
    Read more