About Peachy Loans
Peachy.co.uk is a trademark of Cash On Go Ltd based in London. We are a direct lender best described by the following three words – Fast, Easy & Secure!
Peachy Loans is currently offering short term loans from £50-£500. What differentiates us from other payday loan lenders is that we offer multiple repayment option that gives our customers a choice to choose when and how they wish to repay.
The Peachy team is doing their best to get you the extra cash needed to cover unforeseen expenses. Highly sophisticated software solutions are used to apply for short term loans via the Internet or by using our mobile app, wherever one is needed.
Peachy is a secure lender and is a certified partner with the Financial Conduct Authority. We follow the CFA code of practice for lending, which protects and benefits you. Our loan agreements are made Under the regulations of the Financial Conduct Authority. We are also registered with the Information Commissioners Office (Registration Z2642498) and comply with Data Protection Act 1998 and the Privacy and Electronic Communications Regulations 2003.
We use professional solicitors and lawyers to make sure that every single process and detail on our website complies with the most recent recommendations and regulations of CFA as well as several other inputs on the market.
This has resulted in an extremely low rate of complaints and chargebacks towards the company.
We are extremely serious about responsible lending and credit worthiness of our customers. That is why only about ca 7% of loan applications result in a credit being actually issued.
Here are some interesting facts about Peachy!
Peachy - Responsible Short Term Loan Lender
Peachy.co.uk is dedicated to responsible lending and emergency short term loans are offered only to customers who can afford it. As a responsible lender Peachy is interested in building long-term relationships with its clients. To help avoid financially difficult situations Peachy will only relend to customers who have paid back their previous loan or extended their current loan by paying the interests and fees. Our loans are only meant to cover urgent short-term financial obligations.
- Must be 18 or over.
- Be a UK resident
- Hold a UK bank or building society account with a valid debit card.
- Have a mobile phone & e-mail address.
- No users with a CCJ or CCJ's in last 6 years can apply.
- Must have regular monthly income of at least £600 (some benefits may be included)
No need to worry about money, life is Peachy again!